Empowering Girls’ Education:Penkalvi Scheme in Tamil Nadu

Investing in girls’ education is not just a moral imperative but also a strategic one. It has a ripple effect, leading to improved family health, economic well-being, and social progress. Recognizing this, the Tamil Nadu government has launched the Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme, popularly known as Penkalvi. This blog post delves into the details of this crucial initiative, exploring its benefits, eligibility criteria, and application process.

What is Penkalvi?

Penkalvi, meaning “women scholars” in Tamil, is a flagship scheme aimed at boosting the Gross Enrolment Ratio (GER) of girls from government schools in Tamil Nadu. Launched in 2022, the scheme provides financial assistance of Rs. 1,000 to eligible students who pursue higher education after completing their Class XII examinations.

Benefits of Penkalvi:

  • Financial support: The direct financial assistance of Rs. 1,000 alleviates financial burdens for girls from underprivileged backgrounds, enabling them to pursue their academic aspirations.
  • Increased enrolment: Penkalvi incentivizes girls to continue their education beyond Class XII, leading to a projected rise in the GER, particularly in rural and economically disadvantaged regions.
  • Empowerment and development: By promoting education among girls, the scheme fosters their social and economic empowerment. Educated girls are more likely to contribute positively to their families, communities, and the nation’s overall development.
  • Breaking barriers: Penkalvi challenges traditional norms that sometimes discourage girls from pursuing higher education. By providing financial support and promoting access to higher learning, the scheme empowers girls to break free from social constraints and achieve their full potential.

Eligibility Criteria for Penkalvi:

  • Students must have completed Class XII examinations from government schools or from private schools under the Right to Education Act (RTE) Act for Classes VI to VIII and then studied from Class IX to XII in government schools.
  • Students must be pursuing a recognized higher education course for the first time, including diplomas, undergraduate programs, and professional courses.
  • Students who have completed their final year in the academic year 2021-2022 are not eligible.
  • There are no income or caste-based restrictions.

Application Process for Penkalvi:

  • Applications can be submitted online through the official website:
  • The online application portal opens after the Class XII examinations are completed.
  • Students must provide accurate information and upload necessary documents, including their Class XII mark sheet, admission confirmation letter from the college, and bank account details.
  • The online system verifies the eligibility of applications and disburses the financial assistance directly to the student’s bank account.


The Penkalvi scheme represents a significant step forward in Tamil Nadu’s efforts to promote girls’ education and empower future generations. By providing financial assistance and encouraging girls to pursue higher education, the scheme has the potential to create a ripple effect of positive change, leading to a more educated, equitable, and prosperous society. It is crucial to continue supporting such initiatives and ensure that every girl has the opportunity to access quality education and reach her full potential.

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